Payday Loans

Posted on: | Category: 1 Hour Payday Loans

Thank you for visiting our website today. Our payday loan center is a premier provider of 1 hour payday loans, and you can get your money with a minimum of hassle if you meet some very basic requirements. You do not have to have a good credit rating, a co-signer, a high income or collateral to qualify for a payday loan with us. You also don’t need to fax us anything or wait around to see if you have been approved, since we will let you know immediately upon receipt of your application.

We require that you be of legal age to enter a binding contract, which is 18 years old in most states. Since our payay loan center is subject to the laws of the state in which we do business, check your state government website for further details on the age requirement. By federal law, you must also be a legal citizen of the United States in order to apply for a payday loan.

The next things we require are that you have a job or other reliable source of income, such as a monthly social security disability check, and meet our minimum income guidelines and length of employment. Finally, you will need to have an established checking account in your own name which you have handled responsibly and which has not been subject to excessive non-sufficient funds fees.

The reason we require a checking account is to expedite the processing of your loan by sending your proceeds straight to your checking account by direct deposit. We also use the same checking account to electronically debit the amount of the loan, plus interest and other fees, on the date of your next paycheck.

In accordance with the federal Truth in Lending law, we fully disclose our interest rates and any other fees you will pay in order to receive a payday loan. You will also be able to see the full amount the loan will cost you by the time you have repaid it. This will help you to decide if a payday loan is right for you.