Posted on: | Category: 1 Hour Payday Loans
It’s impossible to plan for all of life’s unwelcome surprises. Even the most responsible individuals can find themselves in a situation where they need money fast. Sometimes, you just can’t wait until your next payday to pay a particular bill. Fortunately, when consumers need money quickly, they can turn to payday lenders to get the money they need.
The first step in getting a payday loan is to apply. Payday loans are unlike any other type of loan. You will not be subjected to strict credit checks or have to wait weeks to get your money. To be approved for a loan, you must:
? Be at least 18 years old
? Be a citizen or legal resident of the United States
? Have a reliable income of $1,000 or more each month
? Be able to prove your employment and/or income
? Own a savings or checking account capable of direct deposit
If you meet these qualifications, you may submit an application on our website. The application process is completely secure, which means that your personal information is safe with us. Once you’ve completed the application, an experienced representative will review your information.
In most cases, one of our representatives will either approve or deny your application within a few minutes. After the decision has been made, the terms of your payday loan will be sent to the e-mail address you provided. If the terms meet your needs, you can accept the loan and have the funds deposited into your bank account. Instead of waiting weeks for your money, the funds should be in your bank account by the very next business day.
After accepting a loan, you will be expected to repay the amount by your next payday. If you are unable to pay the required amount, you may contact a representative to make alternative payment arrangements.
Posted on: | Category: 1 Hour Payday Loans
Thank you for visiting our website today. Our payday loan center is a premier provider of 1 hour payday loans, and you can get your money with a minimum of hassle if you meet some very basic requirements. You do not have to have a good credit rating, a co-signer, a high income or collateral to qualify for a payday loan with us. You also don’t need to fax us anything or wait around to see if you have been approved, since we will let you know immediately upon receipt of your application.
We require that you be of legal age to enter a binding contract, which is 18 years old in most states. Since our payay loan center is subject to the laws of the state in which we do business, check your state government website for further details on the age requirement. By federal law, you must also be a legal citizen of the United States in order to apply for a payday loan.
The next things we require are that you have a job or other reliable source of income, such as a monthly social security disability check, and meet our minimum income guidelines and length of employment. Finally, you will need to have an established checking account in your own name which you have handled responsibly and which has not been subject to excessive non-sufficient funds fees.
The reason we require a checking account is to expedite the processing of your loan by sending your proceeds straight to your checking account by direct deposit. We also use the same checking account to electronically debit the amount of the loan, plus interest and other fees, on the date of your next paycheck.
In accordance with the federal Truth in Lending law, we fully disclose our interest rates and any other fees you will pay in order to receive a payday loan. You will also be able to see the full amount the loan will cost you by the time you have repaid it. This will help you to decide if a payday loan is right for you.
